The Scottish Government’s policy of making all Personal Care free simply alters the SERVICE COST calculation and not the CHARGE that you are asked to pay. 

If that 80 hours was now reassessed as 40 hours personal care which would be free and 40 hours of other care which was still charged.  The weekly SERVICE COST would be £457.  Ordinary Person X would still be asked to pay the same CHARGE of £165 per week but the millionaire (with savings over the £27,000 limit)  would only have to pay a CHARGE of £457 per week, a 50% reduction. 

If that 80 hours was now reassessed as 60 hours personal care which would be free and 20 hours of other care which was still charged.  The weekly SERVICE COST would by £228.  Ordinary Person X would still be asked to pay the same CHARGE of £165 per week but the millionaire with savings over the limit would only have to pay a charge of £228 per week, a 75% reduction.  Even better for the rich but not for me and thousands of others like Ordinary Person X. 

The average CHARGE for social care is about £60 per week.   Depending on the local rate for home care, most disabled people under 65 need to have less than 4 hours of non Personal Care  to be at all financially better off as result of the way the Scottish Government has chosen to implement this policy.